The EU have recently extended the UK’s exit deadline to 31st January 2020 – although Brexit can happen earlier if a deal is agreed by MPs.
At present, your client(s) will not need a Green Card for any trips you have planned, which end with their return before 11pm on 31st January 2020.
However, if the UK leaves the EU with no deal, then Green Cards may be required for EU travel on or beyond the date of the agreement.
We recognise this is an uncertain time for our broker partners and will endeavour to keep you updated as we learn more.
Please see our commonly asked questions by our existing broker partners below.
How to Request a Green Card
If you would like to request a Green Card for your client, please click below.
Once a request form has been submitted, we will contact your client’s insurer and ensure a Green Card is issued out to your client within 21 days.
A Green Card is an international certificate of insurance which guarantees that the motorist has the necessary third party insurance cover. These certificates prove that your client is suitably insured to drive in these countries. A physical copy of a Green Card on green paper is needed when travelling as digital copies are not currently accepted. If your client arrives at the border without a physical Green Card, they will not be allowed to drive in that country.
At present, your client’s motor insurance policy allows them to drive within the European Union, so if they are planning a trip that is completed before the UK leave the EU then no further action is necessary. However, if your client will be driving in the EU after a possible no deal Brexit, then please contact us as soon as possible to ensure that a Green Card can be issued in good time before they travel.
It is a requirement that your client’s Green Card covers a period of a minimum of 15 days. Therefore, if their motor insurance policy is due to expire less than 15 days after the date of travel, you will need to ensure you have confirmed their renewal before they depart (even if their trip is less than 15 days in total).
Where a Green Card document has been issued to your client it will only apply to the vehicle detailed on it. If your client wants to rent a vehicle whilst they are in the EU they will need to arrange insurance locally, usually via the car rental firm.
No, their breakdown cover will be in place as usual across the EU if you have purchased the European breakdown option and you have a valid Green Card on your person.
The process will vary dependent on who your client’s insurance company is. Each insurer is currently putting in place arrangements to issue Green Cards, but it is likely in the vast majority of cases that this will be a manual process. We ask therefore that you contact us in plenty of time before your client travels to allow for the Green Card to be issued and sent in the post to them.
Again, this will depend on your client’s insurance company. However, to date none have advised us they intend to charge and we will not charge an administration fee as long as the Green Card is requested with 21 days notice.
Yes. A separate Green Card is needed for each trailer or caravan. Please contact us at least 21 days before the intended travel date so that we can process the request for a Green Card and ensure that it reaches your client in good time.
Yes. There will be no change to the cover we currently provide in our motor insurance policies, which includes legal minimum third party liability motor insurance required for travel to EU, EEA countries, Andorra, Serbia and Switzerland. Your client(s) will not need to purchase additional third party motor insurance policy cover when travelling to these countries with a UK registered vehicle.
Yes. Drivers will need their UK driving licence to drive in the EU, EEA countries, Andorra, Serbia or Switzerland, they may need one or more international driving permits (IDPs), depending on which country they’re going to or through and whether a photocard or paper driving licence is held. The Department for Transport provides guidance on IDPs.
If a driver has a UK licence they will not need an IDP to drive when visiting the Republic of Ireland.
You can obtain further advice and information at The Association of British Insurers.