Brexit and Green Cards

Courier Insurance Van

GREEN CARD UPDATE - 25th April 2019

Last month, we let you know that you needed to call us to obtain a Green Card for any trip where you would be driving your car in the EU beyond the original Brexit date of 29 March 2019.

The EU and the UK have now agreed to extend the Brexit date to 31 October 2019. This means that you will no longer need a Green Card for any trip you make that ends before 31 October 2019.

Until a withdrawal agreement is in place between the EU and the UK, Green Cards must still be issued for trips after and extending beyond 31 October 2019.

In the event that both parties agree that the UK leaves the EU before the 31 October, then Green Cards may again be required for EU travel beyond the date of this agreement if that agreement doesn’t provide for continuation of the current arrangements.

We will keep you informed of any changes in the arrangements.

With negotiations continuing over the United Kingdom’s exit of the European Union, and uncertainty surrounding the terms of the Brexit deal, we want to provide you with an update on the potential impact should the UK leave the EU without a withdrawal agreement. It is important to note that whilst nothing has been formally agreed at this point, we need to make you aware of the potential implications on your motor insurance policy.

Guidance issued by the UK Government, the Association of British Insurers (ABI) and Motor Insurance Bureau (MIB) is that drivers should be prepared to have a Green Card when driving abroad after midnight on the 29th March 2019.

What is a Green Card?

A Green Card is an international certificate of insurance which guarantees that the motorist has the necessary third party insurance cover. These certificates prove that you are suitably insured to drive in these countries. A physical copy of a Green Card on green paper is needed when travelling as digital copies are not currently accepted. If you arrive at the border without a physical Green Card, you will not be allowed to drive in that country.

The Green Card will also need to identify any trailers or towed vehicles. In some EU member states, a separate Green Card is needed for each trailer.

What does it mean to you?

At present, your motor insurance policy allows you to drive within the European Union, so if you are planning a trip that is completed before the 29th March 2019 then no further action is necessary. However, If you know that you will be driving in the EU after the 29th March 2019, then please contact us as soon as possible to ensure that a Green Card can be issued in good time before you travel.

It is a requirement that your Green Card covers a period of a minimum of 15 days. Therefore, if your motor insurance policy is due to expire less than 15 days after the date of travel, you will need to ensure you have confirmed your renewal before you depart (even if your trip is less than 15 days in total).

Vehicle Hire in the EU

Where a green card document has been issued to you it will only apply to the vehicle detailed on it. If you want to rent a vehicle whilst you are in the EU you will need to arrange insurance locally, usually via the car rental firm.

How will we be issuing Green Cards?

The process will vary dependent on who your insurance company is. Each insurer is currently putting in place arrangements to issue Green Cards, but it is likely in the vast majority of cases that this will be a manual process. We ask therefore that you contact us in plenty of time before you travel to allow for the Green card to be issued and sent in the post to you.

Will there be a fee for Green Cards?
Again this will depend on your insurance company. However, to date none have advised us they intend to charge and we will not charge an administration fee.

Further Advice

You can obtain further advice and information at https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/motor-insurance/travelling-to-the-eu-if-a-no-deal-brexit

You will also need to consider obtaining an international driving permit. You can obtain further details on this at https://www.gov.uk/guidance/international-driving-permits-for-uk-drivers-from-28-march-2019

Vehicle Hire in the EU

Where a green card document has been issued to you it will only apply to the vehicle detailed on it. If you want to rent a vehicle whilst you are in the EU you will need to arrange insurance locally, usually via the car rental firm.

Complete our Green Card request form

Click here to download and complete our Green Card request form. Send this via email to underwriting@bollington.com and we will process this as quickly as possible. Alternatively, if you have any urgent queries, please call 01625 348040.